New Business Enquiries
For any queries on Cavendish's range of private annuity or pension solutions, please contact Richard Garrod who will be more than happy to take you through the specifics.
Richard started his career with HM Revenue and Customs in 1986, leaving after three years to enter private practice. In 2003, Richard became Partner in Mazars LLP, leading their tax practice across the North of England.
During his time with Mazars, Richard established and led their tax investigation practice, which gave him valuable insight into HMRC strategy and practice. He also acted for a large range of private individuals, and often their business interests too.
An expert in offshore pension and annuity structures, Richard is often asked to present on these topics to a wide range of audiences. His breadth of knowledge of the UK tax system aligned to his experience in offshore planning is invaluable in his role as consultant for Cavendish.
Board and Senior Management Team
Anna joined the PraxisIFM Group in 2003 and is a director of both the Guernsey-based and Malta-based pension companies.
With 19 years’ experience in financial services, Anna specialises in technical analysis and product development for domestic and international pension solutions.
Prior to joining PraxisIFM, Anna spent nine years working as a project analyst and in-house legal and technical officer for two major international long-term insurance providers with particular focus on product development and compliance in the international trust, pension and insurance markets. She has a post graduate diploma in law from Nottingham Law School.
Darren joined Trireme Pensions Services following the acquisition of Confiance Pension Services Limited where he had been employed since April 2012 to develop and lead the pensions operation.
Prior to this, Darren was head of Pensions Administration for a large independent trust company and specialised in technical analysis and product development in the international pensions solutions arena. Darren brings a wealth of financial services experience with him having previously acted as Compliance Officer for a major international bank and having held relationship management roles in both public and private banking institutions.
Anna joined the PraxisIFM Group in July 2020 as director of Trireme Pensions Services and Cavendish Corporate Investments PCC in Guernsey.
With over 13 years’ experience as a specialist pensions lawyer in the UK and Guernsey, Anna brings her technical expertise together with a deep understanding of the legal and regulatory framework for pensions. This includes a wealth of experience advising trustees and employers on the creation and operation of a full range of pension arrangements in both the public and private sectors.
Anna has also gained a unique insight into a regulator’s perspective, having worked for the UK Pensions Regulator and also having assisted the GFSC in the early stages of its development of the Guernsey pension scheme and gratuity rules. This experience led her to develop a particular interest in best practice in governance for pensions schemes and seeking the best possible member outcomes.
Anna served as a committee member of the Guernsey Association of Pension Providers.
Tessa spent several years in the trust and company sector prior to a seven year spell running her own business in the commercial sector. She returned to finance in 2013 and joined a large international insurance company as an account executive. During this time Tessa studied for the Chartered Institute of Insurers (CII) while administering multi member schemes for many well known brands across the globe.
Tessa joined Trireme Pension Services (Guernsey) Limited in 2015 and manages the administration team of Cavendish Corporate Investments PCC Limited. Tessa’s role specialises in contractual pensions and non-insurance based annuities offering knowledge and expertise in specialised investments and property management. With proven extensive customer service experience as well as strong planning and analytical skills in her role as Client Relationship Manager Tessa is the first point of contact for any existing client communication and reports directly to the Cavendish board.
St Peter Port,
+44 1481 755555